Legal & Disclosures
Licenses
Nestwise Mortgage, Inc is licensed by: Texas – Texas-SML Mortgage Company License
Nestmatch Disclosure
Nestwise, Inc. is a licensed mortgage lender and servicer. All mortgage products are subject to credit approval, underwriting guidelines, and program eligibility requirements. Rates, terms, and availability may vary by state and may change without notice.Nestmatch™ is an active borrower rewards program in which Nestwise contributes funds to a borrower’s rewards account for each on-time monthly mortgage payment. Rewards do not accrue interest, are not investment products, and are not derived from borrower funds. Program participation, eligibility, and reward levels depend on borrower performance, loan status, and compliance with Nestmatch terms and conditions.Rewards availability may be modified, paused, or discontinued at any time in accordance with program rules. Nothing contained herein should be interpreted as a commitment to lend, a guarantee of rewards, or an offer of credit.
ECOA Disclosure
In accordance with the Equal Credit Opportunity Act, Nestwise Mortgage, Inc does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.
Texas Complaints & Recovery Fund
A mortgage company or its sponsored originator must post in conspicuous fashion the notice found in 7 Tex. Admin. Code §81.200(b) on each website and social media site of the mortgage company or sponsored originator that is accessible by a mortgage applicant or prospective mortgage applicant and either used to conduct residential mortgage loan origination business by the mortgage company or sponsored originator, or from which the mortgage company or sponsored originator advertises to solicit such business.
A mortgage company must provide the following information on all correspondence sent to mortgage applicants:
1. The name of the mortgage company, followed by the mortgage company’s NMLS #; and
2. If the correspondence is from the sponsored originator, the name of the sponsored originator, followed by the sponsored originator’s NMLS #7 Tex. Admin. Code §81.200(b,c)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Nestwise Mortgage, Inc is licensed by: Texas – Texas-SML Mortgage Company License
Nestmatch Disclosure
Nestwise, Inc. is a licensed mortgage lender and servicer. All mortgage products are subject to credit approval, underwriting guidelines, and program eligibility requirements. Rates, terms, and availability may vary by state and may change without notice.Nestmatch™ is an active borrower rewards program in which Nestwise contributes funds to a borrower’s rewards account for each on-time monthly mortgage payment. Rewards do not accrue interest, are not investment products, and are not derived from borrower funds. Program participation, eligibility, and reward levels depend on borrower performance, loan status, and compliance with Nestmatch terms and conditions.Rewards availability may be modified, paused, or discontinued at any time in accordance with program rules. Nothing contained herein should be interpreted as a commitment to lend, a guarantee of rewards, or an offer of credit.
ECOA Disclosure
In accordance with the Equal Credit Opportunity Act, Nestwise Mortgage, Inc does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.
Texas Complaints & Recovery Fund
A mortgage company or its sponsored originator must post in conspicuous fashion the notice found in 7 Tex. Admin. Code §81.200(b) on each website and social media site of the mortgage company or sponsored originator that is accessible by a mortgage applicant or prospective mortgage applicant and either used to conduct residential mortgage loan origination business by the mortgage company or sponsored originator, or from which the mortgage company or sponsored originator advertises to solicit such business.
A mortgage company must provide the following information on all correspondence sent to mortgage applicants:
1. The name of the mortgage company, followed by the mortgage company’s NMLS #; and
2. If the correspondence is from the sponsored originator, the name of the sponsored originator, followed by the sponsored originator’s NMLS #7 Tex. Admin. Code §81.200(b,c)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.